Category: Investing

My wife passed away recently and asked me to set up a form of trust fund for our four grandchildren, aged 18 months to eight years old. She didn’t want them to get access to this until they reach 28 years old. Who would be best to advise on this and where should it be … Continued

Silicon Valley is a storied part of the US economy, and even the American dream. It has been the birthplace of numerous world-beating businesses for decades, from Hewlett-Packard and Intel in the twentieth century to Nvidia and Apple today.  What’s made the San Francisco Bay Area so successful? Its success is built on a fertile … Continued

My husband died recently, and for the first time in many years I am looking after my finances directly.  I am not under immediate pressure and have day-to-day income.  But our investment assets are now in my sole name, and longer-term, I want to have much better understanding of what is happening my money.  Where … Continued

Rebalancing is the process of adjusting your investments between different types of assets. It’s best explained by an example. Imagine you had originally bought a portfolio of investments, split 50:50 between company shares and bonds. (See the left-hand bar on the chart above).  You then plan to leave it some time to do its work, growing … Continued

I have €300k in cash and want to put the money to work in the short term until I have a longer term plan. Clearly there is little interest to be had from the Irish banks.  I have heard about money markets and government bonds but don’t know access them.  What low-risk options are out … Continued

Investor interest in money market funds has exploded in the last 18 months.  In 2023, global value of funds in the money market increased 17% to US$ 9.9 trillion according to ratings agency Fitch.  So what’s a money market fund, why would you want to invest in one?  What are the advantages… and the risks? … Continued

Is the stock market getting more volatile?  Or does it just seem that way?  And what should you do about it? There’s no doubt the 2020s have been chock-full of shocks so far. We might have hoped for a roaring twenties… in fact we’ve had pandemics, war, and shortages driving inflation. For sure, the world … Continued

Zurich Prisma funds are one of the best-known multi-asset ranges in Ireland. Against comparable funds, they are consistently at or near the top of their peer group. In fact, around 100,000 people in Ireland have invest in Prisma. So what are Zurich Prisma funds, how do they perform, and should you invest in them? What … Continued

Receiving an inheritance can be life-changing.  It can be unexpected, of uncertain timing – and can come with a lot of emotion attached. A lot of people feel an obligation to ‘do the right thing’ when considering how to invest an inheritance. But what’s the right thing? If you’ve inherited money – or received a … Continued