Category: Retirement planning

It’s been a bad year for my investments.  I hold several investment funds and some individual stocks.  Overall I’m down more than ten percent.  2023 seems as uncertain as what has gone before.  Should I sell my investments, adjust or hold on tight? – Anon 2022 was a year to forget for almost anyone with … Continued

2022 has had an impact on everyone’s finances.  So whether you’re in recovery mode, or looking for new ways to maximise the extra cash you’re saving, we can help you get your finances into shape for the New Year. Take stock of what you’ve got Last year saw some major moves in the financial markets. … Continued

Each year, we pick a handful of investment funds available to Irish investors and highlight them on our blog.  We’ve charted below how our 2022 selections performed. Interested in our 2023 picks?  Click here to read more. There’s no doubt 2022 was a tough year to have your money in investment funds, with equity markets … Continued

2022 has been a year to forget for the vast majority of investors.  And while the wider economy might look challenging in 2023, there are rays of light in investment markets, which have already priced in much of the downside.  So what should investors look out for in the markets in 2023?  Here are five … Continued

I’ve held a small portfolio of shares for many years, mainly in well-known Irish and UK companies such as CRH and Barclays. I like getting the annual report and other information from the companies.  But these days the trend is to hold shares electronically.  What are the advantages, and should I say goodbye to my … Continued

This year, it’s been impossible to ignore the markets. Driven by inflation, war supply chain shortages, there have been significant declines in most markets, followed by a partial recovery over the summer, which itself is unwound in September and October. Many of us have seen significant declines in the value of our pension pots. Whether it’s … Continued

Pensions Awareness Week Ireland (PAW) is back and bigger than ever!  Join Moneycube and over twenty other contributors from 19 – 23 September to create a roadmap for your financial future. PAW22 will offer: 1. Free financial information and a series of online events covering the A to Z of pensions 2. Free 1-2-1 consultations on your pension 3. We’ll also … Continued

All eyes are on the UK just now following the death of Queen Elizabeth.  Are the UK’s financial markets also at a turning point? In a difficult year for most regions, UK markets have outperformed so far.  The FTSE100 index of top 100 companies is down around 5.5% in Euro terms (and only around 2% … Continued

We want many things from our investments. But above all, an investment needs to be sustainable – in the broadest sense of the word.  If the instrument you’re investing in isn’t going to be there in a few years when you need it, there is a major problem.  Recent changes in Europe known as SFDR … Continued