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2022 was the worst year for bonds in decades, and the wait for a recovery has continued for most of 2023. Now there are signs that’s changing. Stabilising inflation, more sensible pricing, and the prospect of interest rate cuts in
I have €20,000 in a current account but want to use it in a better way. My wife and I have ten years left on a 15-year credit union home loan of €120,000 at 6.5 per cent APR for a
Powerful, long-term changes in the global economy and global politics are underway in the world right now. And these changes have implications for investments. Here are four megatrends that are shaping our future world. What’s a megatrend? BlackRock, the world’s
The long hot summer in much of Europe, the western US and China is a reminder that the climate has a major economic effect. From the need to adapt infrastructure to changing consumer behaviour to population movement, climate change and
There’s a clear chance the world is heading into recession, as higher interest rates put pressure on mortgage holders and debt-laden companies. That’s bad news for the economy. But the stock market is not the economy. No-one wants a recession.
The last six months have had their fair share of drama. There have been bank failures and price falls – but also asset price recoveries in some sectors, an improving inflation trend, and continued economic resilience in most of the
The countdown continues. Today US Treasury Secretary Janet Yellen set a date of 5 June as the final date to raise the US debt ceiling. Failure to raise the limit by then will mean the US government would begin to
Forget bitcoin and the metaverse… even tech firms more generally have had a tough time of it over the last 18 months. But 2023 is surely the year where AI, artificial intelligence, has got real attention. So should you be
I’m 64 and I’m about to retire soon. I’m on a defined contribution pension scheme with my company, and my employer’s pension provider is asking me to choose between buying an annuity and an approved retirement fund. I find the
Inflation in the Eurozone seems to be going in the right direction, falling to 6.9% in March 2023, down from 8.5% the previous month. What does this mean for interest rates, and your savings and investments? Inflation is still too
If you live in Ireland but worked in the UK during your career, there’s a good chance you’re entitled to the UK state pension as well as your Irish one. As the rules will change soon, you must act fast
Are you financially fit? Here’s Moneycube’s one-minute financial health check to help you take the pulse of your finances. Is your money working for you? Spring 2023 has seen a marked rise in volatility in the markets. There are winners
