Question of the month: should I pay off my loan with my €20k savings?
I have €20,000 in a current account but want to use it in a better way. My wife and I have ten years left on a 15-year credit union home loan of €120,000 at 6.5 per cent APR for a
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Four megatrends that will shape investing in the years to come
Powerful, long-term changes in the global economy and global politics are underway in the world right now. And these changes have implications for investments. Here are four megatrends that are shaping our future world. What’s a megatrend? BlackRock, the world’s
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What does net zero mean for investors?
The long hot summer in much of Europe, the western US and China is a reminder that the climate has a major economic effect. From the need to adapt infrastructure to changing consumer behaviour to population movement, climate change and
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3 reasons the stock market is not the economy
There’s a clear chance the world is heading into recession, as higher interest rates put pressure on mortgage holders and debt-laden companies. That’s bad news for the economy. But the stock market is not the economy. No-one wants a recession.
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Moneycube’s midyear market review 2023
The last six months have had their fair share of drama. There have been bank failures and price falls – but also asset price recoveries in some sectors, an improving inflation trend, and continued economic resilience in most of the
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US debt ceiling negotiations: should you react?
The countdown continues. Today US Treasury Secretary Janet Yellen set a date of 5 June as the final date to raise the US debt ceiling. Failure to raise the limit by then will mean the US government would begin to
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Investing in artificial intelligence
Forget bitcoin and the metaverse… even tech firms more generally have had a tough time of it over the last 18 months. But 2023 is surely the year where AI, artificial intelligence, has got real attention. So should you be
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Question of the month: How do I choose between taking an annuity or ARF when I retire?
I’m 64 and I’m about to retire soon. I’m on a defined contribution pension scheme with my company, and my employer’s pension provider is asking me to choose between buying an annuity and an approved retirement fund. I find the
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When will interest rates go down – and what does it mean for your savings?
Inflation in the Eurozone seems to be going in the right direction, falling to 6.9% in March 2023, down from 8.5% the previous month. What does this mean for interest rates, and your savings and investments? Inflation is still too
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Window is closing on last chance to maximise UK state pension
If you live in Ireland but worked in the UK during your career, there’s a good chance you’re entitled to the UK state pension as well as your Irish one. As the rules will change soon, you must act fast
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60-second financial health check
Are you financially fit? Here’s Moneycube’s one-minute financial health check to help you take the pulse of your finances. Is your money working for you? Spring 2023 has seen a marked rise in volatility in the markets. There are winners
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Best place to invest money in Ireland in 2023
Welcome to Moneycube’s annual roundup of the best investments available in Ireland. Jan 2025 update: Our more recent post highlights the best investment opportunities for your money in 2025. We’ve chosen five funds we think have strong potential for the
