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Why I chose to start investing – meet Moneycube users

Investing your money when you’re young can bring big rewards. For young Moneycube users, it’s about taking decisions now which will benefit you over the long term. At Moneycube we’ve been speaking to our users about why they invest, and

Shopping

End-of-year investing checklist 2020

It’s almost the end of 2020 – and most of us will be happy to see it gone. Before we do, here are Moneycube’s five to-dos to wrap up your 2020 investments and finances. 1. Review your capital gains tax

Pink house

Question of the month: I’ve paid off my mortgage early: now what?

My husband and I are in our mid to late forties and will have our mortgage paid off in the next three months. At that stage we will have an additional €2,500 per month disposable income. We are wondering how

Man leaving building

What is a Personal Retirement Bond (PRB)?

A Personal Retirement Bond (sometimes called a Buyout Bond) is a pension account you can use to transfer out pensions from old jobs. You keep all the tax benefits of a pension, but cut the link with your old employer.

US flag

How will the US presidential election affect my investment portfolio?

With less than a week until the US election, markets have stayed calm. But the result could make quite a difference to some corners of the investment market. Moneycube examines the implications for your investment portfolio. Markets are pricing for

Limerick city pic

Question of the month: How do I invest my pension in a rental property?

I have a Revenue-approved small self-administered pension (SSAP) fund with €300,000 in cash. I would like to invest it in building a house for rent. The house would be owned by the fund and the rental income paid into that.

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ECB raises interest rates

ECB raises interest rates: how are you affected?

The European Central Bank (ECB) has raised interest rates by 0.25%, increasing its key deposit rate to 2.25%. The move was widely expected by financial markets, but it still represents a turning point after nearly three years of steady or

Money market funds - woman at laptop pic

Investing in money market funds

Investor interest in money market funds has become huge in recent years, with the value of the Euro money market reaching €2.1 trillion in March, up 42% in just three years. And with interest rates on the move again, the

SpaceX IPO

SpaceX, OpenAI and Anthropic IPOs: Should I invest?

Three of the most talked-about companies on the planet – SpaceX, OpenAI, and Anthropic – are preparing to list on public stock markets (known as an initial public offering, or) within the space of a few months. For the first

Emerging markets: should you own more?

The last decade has largely belonged to US equities, particularly the technology giants that have come to dominate global markets. Buy a global equity fund and a large chunk of your money ends up in the United States, particularly the

Bond market - Bank of England pic

What’s going on in the bond market?

Over the past few weeks, bond market yields on long-dated government debt have risen to levels not seen since the eve of the 2008 financial crisis. The US 30-year Treasury yield briefly touched 5.2% — the highest since 2007. UK

Savings and investment account: will it happen, and what should you do meantime?

The Irish Government’s mooted saving incentive scheme has already generated a fair amount of chatter. What are we actually looking at here, and how seriously should you take it? What is the Savings and Investment Account? The proposed Savings and

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