In the wake of the Budget, the government has introduced PRSA contribution limits. That will restrict the amount that employers can pay into PRSAs for members of staff. If you intend to pay substantial lump sums into your pension in
Life insurance, income protection and business protection can get complicated, but truth be told, many of us have the same questions. Moneycube is here to help with our FAQ! From the benefits of life assurance, to protecting your business and
US markets make up around two-thirds of the world’s stock markets by value. So the US election on 5 November has global relevance for investors. How will political changes impact the values of equities, bonds, and other assets? The result
I have just found out that I have inherited the sum of €65,000 from a deceased relative, which I was never expecting to receive. I am in my mid-30s, single and have a steady job (my salary is €55,000). I
The government has announced changes to the lifetime pension cap (also known as the standard fund threshold) in Ireland. Currently the cap is €2 million, and beyond that, a penalty tax applies. The aim is to make sure the government
I am in my early 80s and have owned a two-bed apartment in Dublin city centre for many years now. I’ve never lived there, but some of my children and other family members have used it as a base when
The Irish Government’s mooted saving incentive scheme has already generated a fair amount of chatter. What are we actually looking at here, and how seriously should you take it? What is the Savings and Investment Account? The proposed Savings and
Ireland’s ward of court system is undergoing significant change, with important implications for how assets are managed and invested. For families and those responsible for financial decision-making, the shift raises both practical and strategic questions. Here’s Moneycube’s guide on what
Inflation has a habit of exposing weak spots in investment portfolios. Back in 2022, we saw something many portfolios weren’t built for: both equities and bonds falling at the same time. For decades, bonds were expected to act as the
Knocking years off your mortgage is not always the most efficient use of your spare cash. We’ve been speaking to the Sunday Independent to explain why. We ran the numbers on four options: keeping your cash in the bank, paying
War is a human crisis, much more than a financial one. Without wanting to diminish that, this article focuses on how markets are digesting the effects of war in the Middle East. It is clear that the immediate effects are
As covered in today’s Irish Independent, Moneycube is pleased to announce the acquisition of Clondalkin-based OMAC Mortgages and Finance. The acquisition is a key step in broadening the Moneycube group of companies’ service offering, and bringing our investment advisory capabilities
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