Category: Financial plan

We recently sold our house in a busy commuter town to move to the country, as we are both able to work mostly from home and felt we could get a house for less and do something with the difference. We did better than expected on the sale and, combined with our savings, have just … Continued

An inheritance, a bonus, selling your business or winning the lottery: receiving a windfall lump sum can be life-changing. Moneycube has some simple rules to get the best out of a cash windfall. 1. Focus on wealth preservation Becoming wealthy is about growing your assets.  Staying wealthy is about preserving them. That means minimising your … Continued

I have a lump sum of €45,000 that I want to invest. I don’t want to leave it in the bank. I’m going to get advice, but I’m just curious as to whether to invest it all in one go, or in smaller amounts over a longer timeframe? Are there benefits or risks to both? … Continued

Leaving money in the bank is sometimes said to be the risk-free choice.  But in fact, keeping your savings in cash does carry risk.  Here are some questions to think about if all your wealth is in cash. How safe is your money? As the recession taught us, Irish banks and credit unions aren’t invincible.  … Continued

We’ve been living in a low-interest and low-inflation world for a decade or more now.  But markets have started to consider that things might change.  What does that mean for investors and savers in Ireland? First, let’s be positive.  Inflation – if it comes – offers opportunities and risks for investors. Why are markets re-considering … Continued

We spend so much time talking about ways to invest your money… it’s time to look at some investments that are best avoided. Whether it’s the risk of scams, returns that are too good to be true, excessive costs or risks, here are five investments that we believe are best avoided for most investors. A … Continued

It’s official – Ulster Bank is leaving Ireland.  One positive effect of the news is that it’s prompting customers to think about what to do with lump sums sitting in cash in the bank. Since you’ll have to move your cash out of Ulster Bank anyway, here are five good reasons to consider investing it … Continued

Irish savers have more than €22 billion invested in multi asset funds.  So what are they, and what’s so attractive about using them to build your savings? A multi asset fund does what it says on the tin: it is an investment fund that can hold lots of different kinds of assets.  That might include, … Continued

This guest blog comes from our friends at Greenman, the Dublin-based fund manager which specialises in managing funds that invest in food anchored-retail real estate in Europe, and has a steady track record of generating income for Irish investors. Investment consultant Michael Irving explains Greenman OPEN fund’s strategy, performance and outlook for 2021 and beyond. … Continued