Category: Financial plan

Property and bank deposits are favourite investment classes for Irish people, but how do these investments compare with company shares? Moneycube has investigated the returns of each asset class since 2005. As the chart shows, investing in global stock markets at the start of 2005 would have produced by far the largest return. A notional €100,000 … Continued

So, after 13 years in Ireland, Rabodirect announced on 21 February that they are shutting the doors.  Moneycube outlines some alternatives for the hungry saver. What’s happened? Netherlands-based Rabobank will close down its Irish operation, Rabodirect, on 16 May 2018.  That gives its customers a bare 6 weeks to sort out an alternative home for … Continued

Wondering if you should save or invest your money?  For many people the answer is to do a bit of both. How much depends on what the money’s for, and your financial situation. Here are five occasions when investing’s probably the best approach. Before we start though, remember everyone’s situation is different – Moneycube will … Continued

We’re always being told we should save more into our pensions, but how much is enough?  Here are three questions to ask yourself and help decide. 1. How much money will you need in retirement? Life is supposed to get cheaper in retirement.  The mortgage is paid, and the kids have flown the next. So … Continued

Most people’s investment and pension aims are pretty simple.  To build up a nest egg for a house, a car, an education.  And to retire with a pension that lets you maintain your lifestyle, and maybe travel or do more of what you like to do. Why should that be so complicated? Investing can be … Continued

It’s almost never too early to start investing.  Moneycube takes a look at how much you need to start. What’s the minimum? As technology drives down the cost of accessing investments, it’s now possible to invest your money from €250 per month using Moneycube’s online service.  You can also give your savings plan a head … Continued

Great news – you’re retiring and can take a tax-free lump sum.  But what should you do with the money? Moneycube identifies the three approaches to investing your lump sum. What’s the deal? The ability for holders of PRSAs and personal pensions in Ireland to take 25% of their pension as a lump sum on … Continued

So, the inevitable has happened, and stock markets have taken a tumble over the last few days. Markets ended last week down around 5%.  It’s mainly due to the expectation that US and UK interest rates will climb, as their economies strengthen – on the face of it, a positive thing. What is the sensible … Continued

Jan 2025 update: Our more recent post highlights the best investment opportunities for your money in 2025.   It’s time for Moneycube’s roundup of the best investments available in Ireland. Below we look at five funds we think have strong potential – in 2018 and beyond.  Remember all of these funds are available through our online investment … Continued