Category: Financial plan

You can build your wealth significantly if you establish the right saving and investing habits now.  Here are Moneycube’s 7 habits for success. 1.      Turn up Successful savers get stuck in. Sure, you can build up cash in the bank.  But with interest rates at near-zero, if you want to grow your savings, you need to … Continued

Many of our customers want to set up a regular investment plan to grow their savings. Here’s Moneycube’s guide to understanding the options, figuring out what’s right for you, and putting your plans into action. Beyond the bank There are lots of ways to invest your money in Ireland if you’re looking beyond cash savings … Continued

2017 was a great year for investors.  What does 2018 hold? By any standard, people who invested their money in 2017 did well.  After markets closed last Friday, the FTSE All-World index of global shares was up a whopping 22 per cent.  That was its biggest gain since the crash, and fourth-best year in the … Continued

2017 has been a great year for Irish investors.  Many well-regarded investment funds available through Moneycube are showing double-digit growth on a year ago.  But is market timing becoming an issue? Warning sounds continued through the year that markets look high (just like they did in 2016…) Time to stop and take a breath? Some … Continued

Investment costs are one of the few things you can control in the world of finance.  Future performance may vary.  Costs are certain. For the Irish investor, it’s often impossible to get a picture of the true costs of accessing an investment. Moneycube’s out to change that. Click here to read our article in the December … Continued

Low interest rates mean many Irish people can accelerate repayments and pay off their mortgage early. But is this the best use of your cash?  Or could you make more money by investing? Moneycube examines the options. Nice one Firstly – well done.  If you’re in a position to consider overpaying your house loan, you’re … Continued

Investing for grandchildren is a long term game.  Moneycube outlines the options available in Ireland, and explains our preferred approach. How much? Let’s cut to the chase.  Your approach to saving for your grandchild’s future depends heavily on how much cash you’re planning to put away, and how quickly. Play it smart, and you can … Continued

Dictionary corner: What is investing?  It is committing money now in the expectation of future profit. Sounds great Moneycube, but what does it really mean, and is it for me? If you’ve landed here, you’re probably tired of watching your bank savings ebb away through charges and price rises.  Maybe you’ve read one of our … Continued

Not every millennial is spending their cash on avocado toast and cortado coffees. In fact, many in their twenties and early thirties know that doing the right thing now can make a massive difference to your wealth. But translating that into practical steps can be hard.  Tired of reading about how you’re doing it wrong? … Continued