A financial plan isn’t just a monthly budget. It’s a roadmap to financial freedom, confidence and security.
From how to choose a financial advisor to understanding common financial terms, our financial planning blog will help you move towards your financial goals.
Please remember that this blog is not financial advice. To receive advice using Moneycube, click here to contact us.
A recent report was pretty downbeat on financial prospects for Generation X. Here are some Monday morning reasons to be cheerful if you feel like you’re in the squeezed middle. You’ve got time Money needs time to grow. The good news is that Generation X-ers have the time to put some money aside and get … Continued
We all want to build up our money – the hard bit is figuring out how you’re going to do it. At Moneycube, we see three main kinds of investor. Read our profiles below, figure out where you fit and get some ideas on how you might get your money working better for you. The … Continued
A UK study a few years back found that people who set an investment goal save 44% more each month than those who don’t. Setting a goal makes you think about your financial needs and how you’re going to achieve them. And it sets you on a timeline to get there. 4 buckets In the … Continued
A regular investment plan has some big advantages. Here are Moneycube’s tips for setting up a solid plan. Look for growth You’ll be saving this cash for some time. So if you are putting away a significant amount each month, look for something that has a chance to grow – i.e., not just a bank … Continued
Moneycube exists to get Irish people investing. So here are 5 questions to ask yourself if you’re diving in for the first time 1. What do I want out of investing? Sure, the purpose is to grow your wealth – but why, and how? Some folk are in for the thrill of the hunt, some … Continued
One part of a decent financial plan is a regular budget for your monthly income and spending. Most of us need some simple rules of thumb to get into good habits and start growing our wealth. That’s where the 50/20/30 rule comes in. Originally set out in a book by Harvard scholar and US Senator … Continued
With rising prices and Central Bank lending rules, getting a deposit together takes some smart thinking right now. Here’s our handy guide to help you. Set a realistic goal You’ll be a better saver when you’re motivated by the idea of your future house or flat. How much is it likely to cost? Once you … Continued
Nationwide UK closed its only Irish branch, on Merrion Street in Dublin yesterday. The entire operation is scheduled for closure later this year. It’s another nail in the coffin for savers trying to make a few bob on the money they have put away. The bottom line is it’s now next to impossible to earn a half-decent return on … Continued
At Moneycube we believe more people should think about investing their savings. One big reason for that is that it is almost impossible now to make any money by leaving it on deposit in the bank. And with inflation on the rise again, that means your bank accounts are worth a little less each month. So we’re … Continued
