Category: Investing

‘Never bet against America’, says legendary investor Warren Buffett.  He’s among many who have suggested that investing in the S&P 500 is a viable approach for many investors with a long-term horizon.  So what’s the S&P 500, why is it of interest to an Ireland-based investor, and how can you access it? What is the … Continued

If you’re contemplating investing a lump sum, it’s natural to ask, is now the right time? Pare it back, and there are really two questions here: Am I ready to invest? Are the markets ready for me? Let’s take them in reverse order. 1. Are markets going to go up? Short-term, this is impossible to … Continued

I have a lump sum of €45,000 that I want to invest. I don’t want to leave it in the bank. I’m going to get advice, but I’m just curious as to whether to invest it all in one go, or in smaller amounts over a longer timeframe? Are there benefits or risks to both? … Continued

Leaving money in the bank is sometimes said to be the risk-free choice.  But in fact, keeping your savings in cash does carry risk.  Here are some questions to think about if all your wealth is in cash. How safe is your money? As the recession taught us, Irish banks and credit unions aren’t invincible.  … Continued

We’ve been living in a low-interest and low-inflation world for a decade or more now.  But markets have started to consider that things might change.  What does that mean for investors and savers in Ireland? First, let’s be positive.  Inflation – if it comes – offers opportunities and risks for investors. Why are markets re-considering … Continued

Whether it’s cryptocurrency or rare metals, social housing funds or peer-to-peer lending, many new types of asset have become investible as part of your portfolio in recent years. One new entry is funds which buy up royalty rights for music. Is it time to get creative with part of your portfolio? The pioneer in this … Continued

We spend so much time talking about ways to invest your money… it’s time to look at some investments that are best avoided. Whether it’s the risk of scams, returns that are too good to be true, excessive costs or risks, here are five investments that we believe are best avoided for most investors. A … Continued

It’s official – Ulster Bank is leaving Ireland.  One positive effect of the news is that it’s prompting customers to think about what to do with lump sums sitting in cash in the bank. Since you’ll have to move your cash out of Ulster Bank anyway, here are five good reasons to consider investing it … Continued

Irish savers have more than €22 billion invested in multi asset funds.  So what are they, and what’s so attractive about using them to build your savings? A multi asset fund does what it says on the tin: it is an investment fund that can hold lots of different kinds of assets.  That might include, … Continued