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What is rebalancing chart

What is rebalancing?

Rebalancing is the process of adjusting your investments between different types of assets. It’s best explained by an example. Imagine you had originally bought a portfolio of investments, split 50:50 between company shares and bonds. (See the left-hand bar on

Low-risk returns

Question of the month: what are my options for a low-risk return on €300,000?

I have €300k in cash and want to put the money to work in the short term until I have a longer term plan. Clearly there is little interest to be had from the Irish banks. I have heard about

Money market funds - woman at laptop pic

Investing in money market funds

Investor interest in money market funds has exploded in the last 18 months. In 2023, global value of funds in the money market increased 17% to US$ 9.9 trillion according to ratings agency Fitch. So what’s a money market fund,

Volatility in your investment portfolio pic

Dealing with volatility in your investment portfolio

Is the stock market getting more volatile? Or does it just seem that way? And what should you do about it? There’s no doubt the 2020s have been chock-full of shocks so far. We might have hoped for a roaring

Zurich Prisma chart for March 2024

Zurich Prisma funds review

Zurich Prisma funds are one of the best-known multi-asset ranges in Ireland. Against comparable funds, they are consistently at or near the top of their peer group. In fact, around 100,000 people in Ireland have invest in Prisma. So what

Newspaper article with 'Question of Money'

Question of the month: What is actually happening with auto-enrolment?

I keep reading that a system for automatically enrolling workers in a State pension system is imminent, but it never seems to arrive. As a result I’ve held off starting a pension until auto-enrolment is available – is that wise?

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SpaceX IPO

SpaceX, OpenAI and Anthropic IPOs: Should I invest?

Three of the most talked-about companies on the planet – SpaceX, OpenAI, and Anthropic – are preparing to list on public stock markets (known as an initial public offering, or) within the space of a few months. For the first

Emerging markets: should you own more?

The last decade has largely belonged to US equities, particularly the technology giants that have come to dominate global markets. Buy a global equity fund and a large chunk of your money ends up in the United States, particularly the

Bond market - Bank of England pic

What’s going on in the bond market?

Over the past few weeks, bond market yields on long-dated government debt have risen to levels not seen since the eve of the 2008 financial crisis. The US 30-year Treasury yield briefly touched 5.2% — the highest since 2007. UK

Savings and investment account: will it happen, and what should you do meantime?

The Irish Government’s mooted saving incentive scheme has already generated a fair amount of chatter. What are we actually looking at here, and how seriously should you take it? What is the Savings and Investment Account? The proposed Savings and

Ward of court investment changes

Investment options for a former ward of court: what’s changing and what should families consider?

Ireland’s ward of court system is undergoing significant change, with important implications for how assets are managed and invested. For families and those responsible for financial decision-making, the shift raises both practical and strategic questions. Here’s Moneycube’s guide on what

Investing in inflationary times

Inflation has a habit of exposing weak spots in investment portfolios. Back in 2022, we saw something many portfolios weren’t built for: both equities and bonds falling at the same time. For decades, bonds were expected to act as the

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