If you are approaching retirement, Moneycube provides independent financial advice to help you plan for your future income.

Our retirement planning blog can help you figure out the income you’ll need in future and how best to take your retirement benefits, and you can read more at our approaching retirement centre here.

Please remember that this blog is not financial advice. To receive advice and plan your retirement using Moneycube, click here to contact us.

What’s an AMRF?

An Approved Minimum Retirement Fund, or AMRF, is a pot for your pension money after you retire. Update Jan 2022: ARMFs were effectively abolished by the government from 1 January 2022. In practice, it’s very similar to an Approved Retirement Fund (ARF). If you were less than 75 years old, and don’t have a guaranteed pension … Continued

The difference starting today can make to your investments

We all feel that we should have done more to build up our savings and retirement plans. But what’s important is making a start today, not worrying about missed opportunities in the past. The reason for this is compounding – that is, when the growth in your investment is reinvested, and generates additional growth. The … Continued

60-second investments health check

Are your money plans financially fit?  Here’s Moneycube’s one-minute financial health check-up on your investments. Take the pulse of your investments This spring has seen a marked rise in volatility in the markets.  That will create winners and losers.  Do your investments fit with your true appetite for risk and reward? If you invested some … Continued

Investing for income: five ways to make your investments pay a salary

If you’re looking to draw a regular income from your savings, it’s hard to ignore the need to invest it. With bank interest rates so low in Ireland, you’d need something north of €25 million on deposit to draw a €50,000 net income from the interest! That’s why many people have looked at investing some … Continued

Am I saving enough into my pension?

We’re always being told we should save more into our pensions, but how much is enough?  Here are three questions to ask yourself and help decide. 1. How much money will you need in retirement? Life is supposed to get cheaper in retirement.  The mortgage is paid, and the kids have flown the next. So … Continued

Why does investing seem so complicated?

Most people’s investment and pension aims are pretty simple.  To build up a nest egg for a house, a car, an education.  And to retire with a pension that lets you maintain your lifestyle, and maybe travel or do more of what you like to do. Why should that be so complicated? Investing can be … Continued

How to invest your tax-free lump sum at retirement

Great news – you’re retiring and can take a tax-free lump sum.  But what should you do with the money? Moneycube identifies the three approaches to investing your lump sum. What’s the deal? The ability for holders of PRSAs and personal pensions in Ireland to take 25% of their pension as a lump sum on … Continued

Best place to invest money in Ireland in 2018

Jan 2025 update: Our more recent post highlights the best investment opportunities for your money in 2025.   It’s time for Moneycube’s roundup of the best investments available in Ireland. Below we look at five funds we think have strong potential – in 2018 and beyond.  Remember all of these funds are available through our online investment … Continued

DIY investing: the true costs

Moneycube believes we should all take control of our money. But that doesn’t mean you should do everything yourself.  Putting your investment plans together isn’t as easy as assembling a flat-pack (and even that gets complicated). Here are some reasons to think twice before getting your financial overalls on, and to consider web-based financial advice … Continued

How to start a pension in Ireland

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Should you be doing more for your retirement? Our free ebook guides you through your pension options and answers the three big questions to get you on your way to a well-planned retirement. 

How to start a pension in Ireland