Category: Financial plan

If you’re in the habit of checking in on your investments every six months, you’ll have had a pretty uneventful investing year so far.  Many equity funds are flat, or even slightly ahead for the six months to the end of June 2020. Read on or jump to our newer midyear review 2021. But that … Continued

The government really wants you to save for your retirement.  So they offer three great tax advantages to encourage you to save into your pension. Here’s Moneycube’s explainer on the three tax concessions for pension savers.  Read how tax relief on pensions in Ireland works, how much you can claim, and how that will accelerate … Continued

This guest blog comes from our friends at MyWallSt, the Dublin-based investing platform that has helped millions of people own their financial future with a suite of digital tools that make it easy to start investing. In it, Michael O’Mahony explains two rules which have helped MyWallSt deliver market-beating returns year after year. The stock … Continued

With the shops and restaurants shut, I’m saving much more money. So what should I do with my extra cash? Is now the time to invest? – LB, Dublin One of the side-effects of lockdown has been a huge increase in household savings. In fact, Irish households added €3 billion to their savings during April. … Continued

Financial planning has a bit of a bad name: boring AND expensive.  But done right, a financial plan is a roadmap to financial freedom, confidence and security. It’s true that you can spend a lot of money with some advisors, developing a plan covering all aspects of your financial life over many years.  And if … Continued

Moneycube is often asked about the investment alternatives for someone with around €10,000 to invest. Is there a worthwhile alternative to leaving the cash in the bank?  Yes, absolutely!  We’ve set out some considerations for someone with this kind of sum to invest. An investment fund is ideal With €10,000 at stake, the risk of … Continued

Question of the month: I was considering an investment property at the start of this year.  What’s the outlook for buy-to-let? – GL, Carlow The coronavirus outbreak is accelerating many changes in Ireland.  Buy-to-let is definitely at the sharp end. At the start of 2020, a 7-year run of rising rents had already come to … Continued

It’s been said many times that data is the new oil.  Putting your money into big oil delivered massive returns in the 20th century.  Could investing in big data do the same in the 21st? There’s no doubt that there is a huge and growing demand for data management, processing and storage for the world’s financial, … Continued

Just as the lockdown is affecting each of us in different ways, businesses have experienced very different impacts from the coronavirus crisis. Here’s Moneycube’s survey of four sectors which are well-positioned to perform for investors in Ireland through the coronavirus and beyond. 1. Healthcare and pharma There are two reasons healthcare and pharmaceutical stock are … Continued