Category: Financial plan

I have €20K (€20,000) that I want to invest, with the hope of making some return – or at least not having it depreciate in a bank account. I have an emergency fund, no mortgage, and am paying regularly into a pension so this is money that I can put to work. Should I pick … Continued

Jan 2025 update: Our more recent post highlights the best investment opportunities for your money in 2025. Welcome to Moneycube’s annual roundup of the best investments available in Ireland. We’ve chosen five funds we think have strong potential for as the world tries to get back to something like normal. 2020 was a year of ups and … Continued

Each year, we pick a handful of investment funds available to Irish investors and highlight them on our blog.  We’ve charted below how our 2020 selections performed. Interested in our 2023 picks?  Click here to read more. There’s no doubt 2020 was a bracing year to have your money in investment funds.  But for those … Continued

Whisper it: despite all the hype, not much has changed. Post-Brexit, if your pensions and investments in Ireland are well-managed, you should see very little change. Now officially, Brexit happened back in January 2020.  But in practice, everything rolled over until 11pm on 31 December 2020, so you’d not have expected much change before now … Continued

At a glance, a casual observer looking back on the investment market in 2020 might wonder what all the fuss was about. Here’s the annual performance delivered by developed markets, a fund many of our customers hold, for example.  If anything, 2018 and 2019 look like the unusual years! Source: MSCI world index (Eur) (2020 data … Continued

I’m interested to understand what happens my pension when I die. I have a pension which is invested in a rental property and would like to ask: what happens to the subject property on the death of the pension beneficiary and their spouse? Can it be passed down, by will, together with the rest of the estate, or … Continued

It’s almost the end of 2020 – and most of us will be happy to see it gone.  Before we do, here are Moneycube’s five to-dos to wrap up your 2020 investments and finances. 1. Review your capital gains tax position If you purchase shares directly, this one’s for you. Every taxpayer in Ireland has … Continued

My husband and I are in our mid to late forties and will have our mortgage paid off in the next three months. At that stage we will have an additional €2,500 per month disposable income. We are wondering how best to invest this to help us achieve early retirement. We have already maximised our … Continued

A Personal Retirement Bond (sometimes called a Buyout Bond) is a pension account you can use to transfer out pensions from old jobs.  You keep all the tax benefits of a pension, but cut the link with your old employer. Using a Pensions Retirement Bond means you are fully in control of investment choices, get … Continued