A financial plan isn’t just a monthly budget. It’s a roadmap to financial freedom, confidence and security.
From how to choose a financial advisor to understanding common financial terms, our financial planning blog will help you move towards your financial goals.
Please remember that this blog is not financial advice. To receive advice using Moneycube, click here to contact us.
Moneycube.ie is offering people one per cent cashback on their pensions to encourage them to plan for their retirement. In a first for the pensions market in Ireland, Moneycube wants to put cash back in customers’ pockets, and incentivise people to take charge of their pension savings. Cashback offers are a successful feature of the … Continued
The long hot summer in much of Europe, the western US and China is a reminder that the climate has a major economic effect. From the need to adapt infrastructure to changing consumer behaviour to population movement, climate change and the move to net zero is influencing investment decisions around the world. At the heart … Continued
There’s a clear chance the world is heading into recession, as higher interest rates put pressure on mortgage holders and debt-laden companies. That’s bad news for the economy. But the stock market is not the economy. No-one wants a recession. But they want inflation even less. If a recession is the price of getting on … Continued
The last six months have had their fair share of drama. There have been bank failures and price falls – but also asset price recoveries in some sectors, an improving inflation trend, and continued economic resilience in most of the developed world. As we approach the half-year mark, it’s time to look at what has … Continued
The countdown continues. Today US Treasury Secretary Janet Yellen set a date of 5 June as the final date to raise the US debt ceiling. Failure to raise the limit by then will mean the US government would begin to default on its obligations. What is the US debt ceiling? The debt ceiling is the … Continued
Forget bitcoin and the metaverse… even tech firms more generally have had a tough time of it over the last 18 months. But 2023 is surely the year where AI, artificial intelligence, has got real attention. So should you be investing in artificial intelligence, and if so, how? ChatGPT is just a start What seems … Continued
I’m 64 and I’m about to retire soon. I’m on a defined contribution pension scheme with my company, and my employer’s pension provider is asking me to choose between buying an annuity and an approved retirement fund. I find the subject too complex and I’m afraid if I make the wrong choice that it will … Continued
Inflation in the Eurozone seems to be going in the right direction, falling to 6.9% in March 2023, down from 8.5% the previous month. What does this mean for interest rates, and your savings and investments? Inflation is still too high Firstly, inflation is still higher than where consumers, businesses or policymakers want it to … Continued
If you live in Ireland but worked in the UK during your career, there’s a good chance you’re entitled to the UK state pension as well as your Irish one. As the rules will change soon, you must act fast to make sure you’re getting your maximum UK entitlement. *** Update June 2023: The UK … Continued
You must be logged in to post a comment.