A financial plan isn’t just a monthly budget. It’s a roadmap to financial freedom, confidence and security.

From how to choose a financial advisor to understanding common financial terms, our financial planning blog will help you move towards your financial goals.

Please remember that this blog is not financial advice. To receive advice using Moneycube, click here to contact us.

What’s the “small benefit exemption”?

The small benefit exemption is a concession which lets employers in Ireland give staff a voucher – but not cash – free of tax. In Budget 2023, the value of the small benefit exemption was doubled from €500 to €1,000 per year, effective from 2022. From an employer’s perspective, no employer PRSI applies to the … Continued

Question of the month: How many investment funds should I hold?

I’m investing a lump sum over the next few months, and want to keep things fairly simple.  At the same time, I’m aware there’s a need to avoid putting all my eggs in one basket, and to spread my risk instead.  Is one investment fund enough?  Or how many investment funds should I hold? – TM, … Continued

What’s going on in the global bond market?

Traditionally seen as a safer bet, bonds have been a loss-maker for Irish investors so far in 2022. Stock markets might grab the headlines. But the bond market is bigger, and has been experiencing tough times of its own. One major bond index, the Bloomberg Global Aggregate, is down nearly 9% for Euro investors over … Continued

Approaching retirement age? A conversation with Bonkers.ie

A person who’s approaching retirement today, could spend as much time in retirement as they did while working. Planning for how you’ll fund it is vital. We’ve been speaking with comparison site Bonkers.ie on what it means for people in Ireland. Listen to the podcast, or read the transcript below – updated for 2022 conditions – … Continued

How do I invest in the metaverse?

The metaverse entered the real world in a big way in late 2021. Facebook rebranded itself as Meta Platforms, and announced it was investing $10 billion a year there, effectively staking the future of its business on the metaverse. So what is it, and how do I invest in the metaverse? What’s the metaverse? Trying … Continued

Is your money invested in Russia?

In response to the Russian invasion of Ukraine, the wider world has shown notable unity and decisiveness in placing sanctions and asset freezes upon oligarchs close to the Russian regime, Russian companies, and restricting global payments systems. There’s been an immediate knock-on effect in the investment industry.  One major index provider has described Russian market … Continued

What smart investors do during market turbulence

Russia’s invasion of Ukraine is above all a humanitarian tragedy, with several chapters yet to unfold.  The reactions of the financial markets today – and over recent weeks – have reflected the fast-moving nature of the crisis.  What are the implications for investors? Today’s events in the markets carry an important lesson.  At the start … Continued

Best place to invest money in Ireland in 2022

Jan 2025 update: Our more recent post highlights the best investment opportunities for your money in 2025. Welcome to Moneycube’s annual roundup of the best investments available in Ireland. We’ve chosen five funds we think have strong potential for the year ahead in the wake of a cracking 2021… and a bumpy start to 2022.  If you’re looking … Continued