Category: Wealth in Practice

There’s a degree of optimism in the air in financial markets as the year draws to a close.  2024 has been a strong period for markets, and the overall mindset is one of growth.  Company earnings have been resilient, inflation has been cut, and there’s a sense that there is more to follow for the … Continued

In the wake of the Budget, the government has introduced PRSA contribution limits.  That will restrict the amount that employers can pay into PRSAs for members of staff.  If you intend to pay substantial lump sums into your pension in the near future, you could be affected. Read on to understand what’s changing, how it … Continued

Everything you need to know to make a last-minute pension contribution ahead of the 2023 income tax deadline Making a lump sum pension contribution is a great way to rapidly increase your pension provision and secure your financial future. And now is a great time to top up your pension – sometimes called an Additional … Continued

Investors in risk assets will be pretty satisfied with the first half of 2024.  Most funds delivered sustained positive results.  Investors were rewarded in almost all asset classes, with equities up over 15% in Euro terms, bonds delivering continued yield, and gold and silver both reaching their highest prices in over a decade. Read Moneycube’s … Continued

Investor interest in money market funds has exploded in the last 18 months.  In 2023, global value of funds in the money market increased 17% to US$ 9.9 trillion according to ratings agency Fitch.  So what’s a money market fund, why would you want to invest in one?  What are the advantages… and the risks? … Continued

Zurich Prisma funds are one of the best-known multi-asset ranges in Ireland. Against comparable funds, they are consistently at or near the top of their peer group. In fact, around 100,000 people in Ireland have invest in Prisma. So what are Zurich Prisma funds, how do they perform, and should you invest in them? What … Continued

For much of the 2010s, investors stuck loyally to TINA.  The mantra was that in an era of rock-bottom interest rates, There Is No Alternative to investing in equities. But with central bank interest rate hikes over the last three years, investment wags pointed out that TARA had arrived on the scene: There Are Reasonable … Continued

China’s stock market hit a five-year low in February. As China celebrates new year, what’s gone wrong? It’s not long since investing in China was the big new opportunity in investment markets.  Alongside the west coast of the US, it was a region of the world capable of building trillion-dollar tech firms.  It had a … Continued

Until six months ago, the Magnificent Seven was a film.  And though there were once the Seven Sisters, these seven companies which dominated the global energy industry – and the stock market – have long faded in prominence. But the exceptional growth in seven mainly technology stocks during 2023 has seen them take the title. … Continued