Wealth in Practice is Moneycube’s information resource for professional advisors. From investment trends to legislative change and market commentary, our aim is to equip you with the investment and pensions knowledge you need to assist your clients. Please remember that this is not financial advice. To receive advice using Moneycube, click here to contact us.

Sign up for our regular newsletter for professional advisors.

US debt ceiling negotiations: should you react?

 The countdown continues.  Today US Treasury Secretary Janet Yellen set a date of 5 June as the final date to raise the US debt ceiling. Failure to raise the limit by then will mean the US government would begin to default on its obligations. What is the US debt ceiling? The debt ceiling is the … Continued

Investing in artificial intelligence

Forget bitcoin and the metaverse… even tech firms more generally have had a tough time of it over the last 18 months. But 2023 is surely the year where AI, artificial intelligence, has got real attention.  So should you be investing in artificial intelligence, and if so, how? ChatGPT is just a start What seems … Continued

Investing in money market funds

Investor interest in money market funds has exploded in 2023.  In mid-March, just after the Silicon Valley Bank debacle, over $100 billion was moved into money market funds in a single week.  So what’s a money market fund, why would you want to invest in one?  What are the advantages… and the risks?  And how … Continued

What does the Silicon Valley Bank collapse mean for investors?

For most people in Ireland, memories of bank collapses are still raw.  So it’s no surprise the Irish government and others are paying special attention to news of the collapse of US-headquartered technology lender, Silicon Valley Bank. Here’s our briefing on what happened, and five likely implications for investors. Before we start: it’s less than a week since … Continued

What will drive markets in 2023?

2022 has been a year to forget for the vast majority of investors.  And while the wider economy might look challenging in 2023, there are rays of light in investment markets, which have already priced in much of the downside.  So what should investors look out for in the markets in 2023?  Here are five … Continued

Question of the month: should I keep my paper share certificates?

I’ve held a small portfolio of shares for many years, mainly in well-known Irish and UK companies such as CRH and Barclays. I like getting the annual report and other information from the companies.  But these days the trend is to hold shares electronically.  What are the advantages, and should I say goodbye to my … Continued

Moneycube Talks: Keeping your pension on track with Davy and Zurich Life

This year, it’s been impossible to ignore the markets. Driven by inflation, war supply chain shortages, there have been significant declines in most markets, followed by a partial recovery over the summer, which itself is unwound in September and October. Many of us have seen significant declines in the value of our pension pots. Whether it’s … Continued

Moneycube Talks with James Thom of abrdn New Dawn

The Asia-Pacific region has seen dramatic change over the last few years, from political change to prolonged lockdown, and heightened tension over Taiwan.  To understand investing in Asia Pacific, Moneycube talked with James Thom, investment director at Abrdn New Dawn Investment Trust. Abrdn New Dawn is focused on investing in equities in Asia Pacific, excluding … Continued

Pensions Awareness Week is on the way!

Pensions Awareness Week Ireland (PAW) is back and bigger than ever!  Join Moneycube and over twenty other contributors from 19 – 23 September to create a roadmap for your financial future. PAW22 will offer: 1. Free financial information and a series of online events covering the A to Z of pensions 2. Free 1-2-1 consultations on your pension 3. We’ll also … Continued