With less than a week until the US election, markets have stayed calm. But the result could make quite a difference to some corners of the investment market. Moneycube examines the implications for your investment portfolio. Markets are pricing for Biden Right now, the markets are tentatively anticipating a win by Joe Biden. European investment giant … Continued
I have a Revenue-approved small self-administered pension (SSAP) fund with €300,000 in cash. I would like to invest it in building a house for rent. The house would be owned by the fund and the rental income paid into that. I have identified a site in Limerick. Can my SSAP fund purchase the site, apply … Continued
Investing your money is about more than chasing returns. For Moneycube users, it’s about taking control of your money, and knowing you’re doing the right thing with your savings. At Moneycube we’ve been speaking to our users about what held them back from investing before now, and how investing makes them feel. Click the video … Continued
Irish Life Multi-Asset Portfolios (or Irish Life MAPS) is hard to avoid. It’s the biggest multi-asset range of funds in Ireland. It sometimes seems like its advertisements are on the side of every bus. And AIB, Permanent TSB and Ulster Bank also promote it heavily. So is it right for you, and is there a … Continued
Financial worry is one of the knock-on effects of Covid. From our work advising on company pensions and benefits, here are some tips to help you insulate your employees. 2020 has seen our workplaces turned upside down. A year ago, employers were thinking about pool tables and sofas to support their employees’ happiness. Today, the … Continued
Pensions Awareness Week is back! Pensions Awareness Week is an initiative to raise awareness about retirement planning, and help people take charge of their long-term savings. This year, we’re going digital. Taking place from 21 to 25 September, we will host webcasts, offer content and consultations, and speak up in the media. We’ve … Continued
Irish Life ran a great ad ran last year, showing women queueing up at an ice-cream van on a summer’s day to buy a 99. Imagine their disappointment to be told they could only be served a “77”. What’s that? Well, it’s the same ice-cream, but yours is 22% smaller. Heck, even the flake is … Continued
I currently have my savings in a number of cash accounts, here in Ireland, earning not more than 0.25%. I am at an advanced age and would like to invest €100,000 in secure low risk investments. Can you advise me what I should do and how to go about doing it? – HL, Ireland Recent … Continued
If your employer pays over your contributions, then they’ll typically handle the tax deductions for you. But if you’re paying into a personal pension each month from your own bank account, you’ll need to let Revenue know so that they can adjust your tax credits. Here’s Moneycube’s handy guide to claim your tax credit on … Continued
You must be logged in to post a comment.