22/05/2018

What’s an AMRF?

An Approved Minimum Retirement Fund, or AMRF, is a pot for your pension money after you retire. Update Jan 2022:

An Approved Minimum Retirement Fund, or AMRF, is a pot for your pension money after you retire.

Update Jan 2022: ARMFs were effectively abolished by the government from 1 January 2022.

In practice, it’s very similar to an Approved Retirement Fund (ARF).

If you were less than 75 years old, and don’t have a guaranteed pension income (such as an annuity) of €12,700 or more, you’re required to put €63,500 into an AMRF before you can put money into an ARF.

You can withdraw up to 4% of your AMRF each year (subject to PAYE taxes).

Read more about your options at retirement.

How quickly could your money grow?

Get a clear view of what your savings and investments could look like over time, based on your goals and circumstances. Our calculators give you a practical starting point — no jargon, no guesswork.

The knowledge hub

20 February 2026

Investing in commodities

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MyFutureFund: one month in

If you are one of the 800,000 people in Ireland who do not have a workplace pension, your paycheck may

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Welcome to Moneycube’s annual roundup of the best investments available in Ireland. We’ve chosen five funds we think have strong

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When can I retire if I was born in 1970?

Are you are a 1970s child and want to know when you can retire? In order to receive the State

Frequently asked questions

What level of wealth do I need to access Moneycube’s affluent investor services?

Moneycube makes it easy to place your savings in diversified, professionally managed investment funds, through online systems, expert advice, and access to over 10,000 funds.

Globally diversified, professionally managed

A portfolio run by professional investment managers, invested globally to spread risk and increase the opportunity for returns.

Local advice from Qualified Financial Advisors

A Qualified Financial Advisor helps you understand your options and decide what’s right for you.

Transparent, great-value pricing

We hate hidden costs, so we’ve made our fees simple, clear and great value.

Exceptional customer service

From exploring options to turning advice into action, we’re on hand throughout your investment journey to make your plans happen.

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View your pensions and investments online.

Withdraw your investments at any time

It’s your money, so you can add to it or withdraw at any time.

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We’ll stay the course on your investment journey to help you build your wealth over time.

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Warning:

Past performance is not a reliable guide to future performance. The value of your investments can go down as well as up and you may lose some or all of the money you invest. Investments denominated in a currency other than your base currency may be affected by changes in currency exchange rates.

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68 Harcourt Street
Dublin 2

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Moneybox Financial Ltd, trading as Moneycube, is regulated by the Central Bank of Ireland. Registered in Ireland, company registration number 572680. Registered office: 68 Harcourt Street, Dublin 2.